We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms;

Information about your transaction with us or others; and

Information we receive from a consumer reporting agency.

We may disclose the information we collect, described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

We do not disclose nonpublic personal information about you to anyone else, except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

We restrict access to your personal and account information to those employees who need to know that information to provide products and services to you. We maintain physicial, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

If you have any questions concerning our privacy policy, you may contact us at one of the addresses or telephones listed below:

Main Office
201 South Main Street, P.O. Box 151
Marion, KY  42064-0151
Phone (270) 965-3106

Salem Office
216 West Main Street, P.O. Box 5
Salem, Ky  42078
Phone (270) 988-9000